Loan Types
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We'll help you choose the best option.
We'll help you choose the best option.
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Types of Loans
Government Loans
| - Low Down Payment |
| - Bad Credit OK |
| - Access To Capital |
| - No Income Limits |
| - Bankruptcy OK |
| - Quick Approvals |
Conventional Loans
| - Down payment as low as 3% |
| - Available in Fixed Rate or Adjustable Rate (ARMs) options. |
| - Many loan term options available. |
| - No monthly mortgage insurance with a down payment of at least 20%. |
| - Can cancel existing mortgage insurance at 80% LTV. |
Jumbo Loans
| - It is a non-conforming loan, which simply means that the amount you want to borrow is over $417,000. |
| - You can buy the house of your dreams with a bigger price tag. |
| - Buy a home in a highly desirable real estate market. |
Foreign National Loans
| Fixed Rate Loans |
| - Your payment won’t change through the life of the loan. |
| - Great for those planning on staying in their homes for at least 5-10 years. |
| Adjustable Rate Mortgage loans (ARM) |
| - ARMs payments are usually lower than a 30-year fixed rate. |
| - Can reduce your monthly payment significantly. |
