A commercial mortgage is a mortgage loan secured by commercial property, such as an office building, shopping center, industrial warehouse, or apartment complex. The proceeds from a commercial mortgage are typically used to acquire, refinance, or redevelop commercial property.

Commercial mortgages are structured to meet the needs of the borrower and the lender. Key terms include the loan amount, interest rate, term, amortization schedule, and prepayment flexibility. Commercial mortgages are generally subject to extensive underwriting and due diligence prior to closing. The lender's underwriting process may include a financial review of the property and the property owner, as well as third-party reports, such as an appraisal.

Commercial mortgages may be obtained for buying property to be used for your business. However they can also be used for raising capital for your business to be used in all sorts of ways – expanding, buying new equipment, or employing more people. They are secured on the assets of your business – usually either bricks and mortar, or equipment.

At Trust Lending you will find all type of mortgage loans, including commercial mortgage loans.