Government Loans
Are you ready to get a loan?
We'll help you choose the best option.
We'll help you choose the best option.
Ready To Begin Your Loan Application?
Types of Government Loans
FHA Loans
| - Down payment as low as 3.5 percent. |
| - Low credit scores can qualify (with scores as low as 500). |
| - Gift money (from a relative) to fund the down payment. |
| - No income limits (minimum or maximum) to qualify for an FHA loan. |
| - Bankruptcy or a foreclosure will have shorter waiting periods. |
VA Loans
| - No private mortgage insurance premium requirement. |
| - The lender can't charge you a penalty fee if you pay the loan off early. |
| - Closing costs may be paid by the seller. |
| - To provide you some assistance if you run into difficulty making payments. |
| - Limit the amount you can be charged for closing costs. |
USDA Loans
| - No Money Down |
| - Low Interest Rates |
| - 30 Year Fixed Rates |
| - Government Guaranteed |
| - Flexible Credit Guidelines |
Reverse Mortgages
| - Low-interest loan for senior homeowners that uses a home’s equity as collateral. |
| - Instead of making monthly payments, the homeowner receives payments. |
| - Possibility to move into a new, smaller home. |
| - Protect your hard-earned savings. |
